Articles and News You Can Use

new-years-resolutions

The Anti-New Year’s Resolution

By Joshua Lipstone

I hate resolutions!  There I said it. Yes, I feel better. This year I am taking a moment and reflecting on 2015 and coming to the slow realization that instead of following the traditional “crowd”, I am going to the one who drives on the right side of the road (not literally, I mean I […]

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Cary-North Carolina-Home-Insurance-Cost

How much will my Cary, North Carolina home insurance cost?

By Joshua Lipstone

I get this call at least once a week.  Either a current client or a prospective client is thinking about buying a new home or looking to switch their home insurance.  Without telling me anything about the home they ask me, “Josh, how much will my Cary, North Carolina home insurance cost?”  At this point […]

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winterize-home

Top 5 Ways to Winterize Your Home

By Joshua Lipstone

Today we are going to discuss the Top 5 Ways to Winterize Your Home this year.  This list is a great starting point for you and your home and I’d love to hear what other tips you have for our clients, so please send me an email at josh@lipstoneinsurance.com. Clean your gutters Living in beautiful […]

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Behind the Scenes: The True Life of An Independent Insurance Agent

By Joshua Lipstone

What happens when you have two of the leading independent insurance agents collaborating on stories, making fun of each other’s writing habits, and wanting to give an in depth look inside what really happens in an Independent Insurance Agency. Meet, Erin Nutting, owner of Integrity Insurance Services in Tucson, Arizona. Erin has been a licensed […]

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flood-damage

Does my home insurance cover flood damage?

By Joshua Lipstone

No, your home insurance does not cover flood damage.  Flood insurance is a peril, which is the insurance way of saying how the damage or loss happened, that is specifically excluded by your home insurance policy. The good news though is that there is a solution to this problem and that is to buy flood insurance. […]

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rental-car-insurance

Do I need to buy rental car insurance?

By Joshua Lipstone

Rental car insurance is just like economics… The answer is it all depends and what it depends on is specific to you.  Here are some questions you need to ask yourself: Do you have collision and other than collision/comprehensive coverage on your policy? Does your policy automatically transfer coverage from your vehicle to a rental […]

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north-carolina-insurance-tree-removal

Does my North Carolina home insurance cover tree removal?

By Joshua Lipstone

Tiiiiiiiiiiiimmmmbbbber… Tell me if this has ever happened to you. It’s a stormy night; you’re sitting by the fire enjoying a good book and sitting next you on the floor is your faithful pet, Buddy, when all of a sudden: !!!!!CRASH!!!! You rush to the door to see what’s the matter and lo and behold […]

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teen-driver-insurance-north-carolina

How much will it cost to add my teenager to my North Carolina auto insurance?

By Joshua Lipstone

The dreaded phone call… Whenever I get a call from a client telling me that their 16 year old, or in a lot of cases now 19 or 20 year old, is ready to their license they always ask, how much will my North Carolina auto insurance go up?  I first ask them if they’re […]

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north carolina consent to rate form

What does my North Carolina Consent to Rate form mean for my home insurance?

By Joshua Lipstone

You’re not happy and I don’t blame you! If you searched for information about a North Carolina Consent to Rate form that you got in the mail from your insurance company you probably aren’t in the best of moods right now; and you shouldn’t be.  Now there are certain circumstances where I believe this form […]

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